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Arboricultural contractor
tradesman's tools
Accountant
Tax and VAT inspection
Activity
boating holiday package
hazardous activity personal accident
holiday travel
leisure centre premises, contents, liability
motorised leisure equipment
outdoor personal equipment
outdoor activities centre
activity equipment (inflatables etc) - hired
without operator
Advertising agent
broadcast failure (public transmission)
contingency (cancellation/additional costs)
film/video production
film/video technician travel
over-redemption
prize indemnity
supplier cancellation
weather (rainfall)
Aerial sports
hazardous activity personal accident
motorised leisure equipment
non-motorised equipment; parachuting equipment
Agricultural worker
personal accident & illness
Aircraft
airport (airside) contractors' liability
component manufacturers & suppliers products liability
helicopter
light aircraft, private
All-terrain vehicle
establishment operator
owner of equipment
Amusement arcade
amusement arcade insurance
Angler
package of personal insurance
angling club (liability/personal accident)
Animal
exotic/collection (private/commercial)
farm livestock
pet
pet travel package
public liability for collection
trainer/behaviourist
Antiques
auctioneer
collector
dealer
private collector
valuation and cataloguing service (commercial)
valuation service (personal/private)
Appliance
(household) breakdown
Arboricultural contractor
contractors insurance
Armed forces
activity travel
annual travel
household building
kit and home contents
personal Accident
Arboricultural contractor
personal accident & illness
Art
collector (business)
collector (private)
dealer
art gallery insurance
Asbestos removal
Asbestos removal contractor
Auctioneer
fine art & antiques
Audiologist
malpractice/professional indemnity
surgery
surgery at home
Audio-visual
equipment hirer
production company
technician (freelance), equipment
technician, travel incl. union
PA
weather
Bar
(drinking)
Backpacker
travel
Ball pond
inflatable play equipment - hired
without operator
Bad debt
trade creditor
Band (musical)
rock and pop, liability
Bar Mitzvah
bar mitzvah
Beautician
beauticians and nail care salon
hairdressers, beauticians and nail care consultants liability
sunbed and solarium salon
tattoo artist
Bed and breakfast
bed and breakfast insurance
Bedsit
personal possessions
Bicycle
bicycle
bicycle hire shop
mountain bike
Bingo Centres
premises, contents, liability
Bird
birdwatcher club liability/pa
exotic/collection (private/commercial)
public liability for collection
Boat
motor boat (large)
jet ski insurance
narrow boat
sailing dinghy, motor boat ('small')
yacht
Boat builder
builder/repairer
boat trader
Bodyguard
bodyguard services
Bond
contractor's performance bond
customs bond
tour operator's bond
Bookshop
Christian
Bouncy castle
bouncy castle - owner of equipment
bouncy castle insurance - hire
with operator
bouncy castle insurance - hire
without operator
Breakdown
household appliance
British Legion
British Legion club
Broadcaster
libel/professional indemnity
transmission failure (private)
transmission failure (public)
Building contractor
contractors' plant fitted with Trakbak
house extension contractors all risks
tradesman's tools
Business (all) - schemes of general application
business combined facility
commercial legal expenses
computer data recovery service
consequential loss (personal accident)
employers & public liability
ex-offender
fidelity guarantee
internet web-site errors and omissions
legal documents for sale
loss adjuster service
personal accident (consequential loss)
personal accident (group) facility
product guarantee/recall
property marking system
professional indemnity facility
terrorism damage and consequential loss
Cafe
cafe
Camping
campervan
camping equipment
trailer tent
Campervan
breakdown
foreign visitor to UK
motor caravan/camper van/motor home
theft tracking system
Care centre
care centre/home
Canal boat
canal boat / narrow boat
boat trader
Car (motor)
breakdown
driver with motoring convictions
ex-offender
family fleet motor insurance
foreigners annual UK motor insurance
foreigner driver short period motor insurance
high performance car
imported car
jockey
kit car
lady driver
modified car (not kit car)
motoring detection products
North American motor top-up (travel agents)
North American top-up (individuals
radio (as separate item)
temporary car insurance
temporary driver motor insurance
temporary van insurance
young driver
vehicle movement tracking system
vehicle theft tracking system
Caravan
caravan park operators
ex-offender
motorhome
static
vehicle movement tracking system
theft tracking system
tourer
Carers
public liability
Caterer
caterer (mobile)
catering trailer
(mobile)/vehicle, liability
Cat
cattery
pet travel package
Chalet
chalet park - holiday home
Charity
bus
event
office
office-at-home
premises, contents, liability
shop
trustees' indemnity
Chemist
premises, contents, liability
Cherished number plate
cherished number plate insurance
Children
loss of eye or hand
personal accident
Chiropodist
loss of eye or hand
surgery
surgery at home
Christian bookshop
Christian bookshop insurance
Church
bus
bookshop (Christian)
church premises and contents
event
funeral expenses
minibus
mosque
Cinema
broadcast failure (private transmission)
Classic vehicle
classic motor cycle
motor risks incl. third party cover
cherished number plate
motor, high value, excl. third party cover
Cleaning contractor
liability
Club
British Legion
collectors' club liability
health and fitness club premises, contents, liability
officers' indemnity
social
sports club premises, contents, liability (amateur)
trustees' indemnity
working men's
Coach operator
cab contents
excess of loss
liability (without premises)
loss of use
fleet fitted with Trakbak
garage and office combined
personal accident (drivers)
strike and blockade
replacement vehicle
travel (drivers)
vehicle movement tracking system
theft tracking system
Collector
antiques (private)
art (private)
classic or vintage car
high value car
club liability
collectables dealer
miscellaneous collection
valuation and cataloguing service (commercial)
valuation service (personal/private)
College
(see school)
Commercial vehicle
cab contents
ex-offender
excess of loss
finance shortfall (up to HGV)
road tanker fleet
theft tracking system
total loss top-up (up to HGV)
vehicle movement tracking system
see also more specific categories, e.g. haulier
Communication consultant
professional indemnity
Complementary medical practitioner
locum
loss of eye or hand
malpractice/professional indemnity
surgery
surgery at home
Composite panel construction
premises, contents, liability
Computer
data recovery service
desktop
equipment
equipment lock-down device
maintenance and breakdown
office-at-home
Conference
exhibitor
event organiser
Consultant
loss of eye or hand
marine consultant professional indemnity
office-at-home
professional indemnity
Contact lens
contact lens
Contractor (building/groundworks etc)
contractors' plant fitted with Trakbak
liability facility including
Worldwide cover
personal accident
theft tracking system
tradesman's tools
vehicle movement tracking system
Copyright protection
see intellectual property
Corporate hospitality
event organiser insurance
outdoor events insurance
prize indemnity - events and
promotions
Courier
car
goods in transit
liability
Craftsman
craftsman
Cricket
cricket team personal accident
premises, contents, liability
Cruise travel
cruise travel insurance
Despatch company
car, van, motor cycle
goods in transit
vehicle, liability
Dentist
dental care and teeth
loss of eye or hand
surgery
surgery at home
replacement dentist / staff
Dinghy
sailing dinghy, motor boat ('small')
boat trader
Disabled person
disability equipment
travel
wheelchair
Discotheque
mobile
premises based
mobile - vehicle, liability
Diver
recreational diver (personal accident, equipment)
liability (commercial operator)
commercial diver personal accident
Dog
dog club dog trainer
pet travel package
Doctor
loss of eye or hand
surgery
surgery at home
locum
Dredger (marine)
craft
liability
Drifter (fishing)
craft
liability
Driver
licence, loss of
temporary driver motor insurance
travel (annual professional driver)
Driving school
motor risks
Dry cleaner
dry cleaner insurance
Electrical
electrical contractor
electronic equipment
tradesman's tools
Employment
employment agency
Entertainment agent
premises, contents, liability
Engineer
engineering company premises, contents, liability
escalator engineer / liability
precision engineers premises, contents, liability
Estate agent
professional indemnity
Environmental risks
consultant's professional indemnity
motor/road, commercial vehicle fleet
pollution liability
liability
Equestrian
establishment premises, contents, liability
trailer
travel
Event
broadcast failure (private transmission)
broadcast failure (public transmission)
church or charity event
event organiser insurance
exhibition exhibitor
family special occasion
indoor organiser
indoor venue supplier
inflatable play equipment - hired
without operator
outdoor organiser
prize indemnity
wedding
weather (rainfall)
Exhibition
event organiser
exhibitor
exhibitor's property
Ex-offender
motor vehicle
household insurance - building and contents
business insurance - premises, contents, liability
tradesman or contractor
insurance
Expatriate
car kept in Europe
contents of property abroad
healthcare
house in UK legal fees
house in UK let
house in UK vacant
personal insurance package
Fairground
showman (travelling) liability and equipment
Farm
agricultural equipment sale & service
glasshouse
hail damage
livestock
machinery
personal accident & illness
premises, contents, liability
private house
vehicle
Family
personal accident (family)
celebration
see also household and other personal categories
weather (rainfall)
Fast food
fast food outlet
Ferry terminal owner/operator
liability
Film
equipment hirer
facilities, e.g. post - production
production company
technician (freelance), equipment
technician, travel incl. union p.a.
Financial adviser
business to buy or sell
disciplinary hearing legal fees
professional indemnity
independent financial adviser - professional indemnity
financial adviser/professional indemnity (unregulated)
Finance shortfall
car
commercial vehicle (up to HGV)
motor traders' (for sales)
Fine art
collector (private)
dealer
fire alarm installer
valuation and cataloguing service (commercial)
valuation service (personal/private)
Fish
exotic/collection (indoor/outdoor)
fishery liability
fryers/chip shop
merchant
processor
fish and chip (mobile) - vehicle, liability
Fishing boat (commercial)
craft
liability all activities
boat trader
Flats (property)
block of flats - premises, liability
residents association directors & officers
Fleet (motor vehicle)
cars with Trakbak fitted
commercial vehicles fitted with Trakbak
contractors' plant fitted with Trakbak
Flooring contractor
premises, contents liability
Florist
premises, contents, liability
Football
amateur footballer’s personal accident
club premises, contents, liability (amateur)
professional player's personal accident
Foster carers household
foster carers household
Freemasons' Order
premises, contents, liability
regalia
Freight-forwarder
customs bond
liability
Funeral directors
premises, contents, liability
Garden centre
premises, contents, liability
glasshouse
Gladiator
gladiator joust play equipment - hired
without operator
Glasshouse (commercial)/
building, contents, liability
Golf
golf cart
club, clubhouse
hole-in-one
officers' indemnity
player's package
tournament organiser
Go-kart
circuit owner
kart owner
personal insurance package (amateur/spectator etc)
Governor's indemnity
school/college etc
Guarding services
premises
Guest house
guest house insurance
Gun
gun dealer and gunsmith - premises, contents, liability
shotgun
shotgun club / syndicate
Hail
damage to crops
Hang-gliding
(non-motorised) equipment parachuting equipment
Hairdresser
beauticians and nail care salon
hairdressers, beauticians and nail care consultants liability
Harbour owner/operator
liability
Haulier
cab contents
excess of loss
fleet fitted with Trakbak
garage/office
immigrant stowaway customs penalty
liability
loss of use
personal accident (drivers)
stowaway
strike and blockade
theft tracking system
travel (drivers)
vehicle movement tracking system
Healthcare establishment
domiciliary home care
premises, contents, liability
trustees' indemnity
warden services
Health & fitness
health and fitness instructor liability
Hearing aids
hearing aid insurance
Heating contractor
heating contractor insurance
tradesman's tools
Helicopter
helicopter insurance
Historic cars
historic cars insurance
Hole-in-one
hole-in-one
Holiday
activity centre
chalet park - holiday home
boating holiday package
collision damage waiver (car/N. America)
home (leisure park chalet)
holiday home
overseas home
pet travel package
travel - (activity)
Horse
animal (death, vets fees, saddler etc)
establishment
horsebox
rider
horse trailer insurance
farm livestock
Horticulture
premises, contents, liability
glasshouse
Hospice
premises, contents, liability
trustees' indemnity
warden services
Hotel
premises, contents, liability
Houseboat
Houseboat
boat trader
Household
appliance breakdown
chalet park - holiday home
contents etc. valuation service
house extension contractors all risks
environmentally aware
ex-offender
high value
holiday park chalet
home buyer and seller
home buyer and seller legal service
keys, loss of
let property insurance
let property for DSS / students etc
let property, legal fees
low-cost
office-at-home
personal possessions for singe person
pied-a-terre / town flat insurance
purchase/title indemnities
holiday home insurance
subsidence affected
tenant's contents
thatched property
unoccupied or vacant property
Hovercraft/
equipment, liability
Ice cream
vendor (mobile) - vehicle, liability
Indoor events
organiser
supplier of venue
Inflatable
inflatable play equipment
Insurance broker
business to buy or sell
professional indemnity
Internet
internet web-site errors and omissions
Intellectual property
(patent, copyright etc)
Intruder alarm
intruder alarm installer
IT consultant
loss of eye or hand
office-at-home / professional indemnity
office at home
professional indemnity
Jet ski
jet ski insurance
Jeweller's shop
premises, contents liability
Jockey
(car)
Kennel
kennel
Keys
private and/or business), loss of
Kidnap & ransom
kidnap & ransom
Kindergarten
premises, contents, liability
Landscaping contractor
liability insurance
Launderette
launderette
Laser
laser quest play equipment - hired
without operator
Leisure centre
leisure centre
motorised leisure equipment
Leisure park home
chalet park - holiday home
Let property
buildings, liability (private, with contract)
contents (landlord or tenant)
DSS and student let properties
insurance
legal documents for sale
legal fees (private property)
squatters
Lighting hirer (entertainment industry)
equipment
travel
Licence, loss of
driver's (HGV), personal accident
driver's (private)
liquor (club)
Livery
livery stables
Loss of income
personal loss of income
Loss of use
commercial vehicle/coach/taxi
private car
Loss adjuster fees
Loss adjuster fees
Lottery (national)
loss of staff
Management consultant
professional indemnity
Management trainer
liability
professional indemnity
Manufacturers (all)
see business (all)
Marina
marina operator
Marine
marine cargo
marine consultant professional indemnity
marine surveyor/survey service
craft commercial, all types
liability all activities
Marketing consultant
over-redemption
prize indemnity
professional indemnity
Market trader
premises, contents, liability
vehicle, liability
Martial arts
club premises, contents, liability
instructor's liability
Marquee
hirer
Masonic Lodge
premises, contents, liability
regalia
Mechanical
building services contractors
Medical practitioner
(complementary)
Merchant seaman
merchant seaman insurance
Museum
museum insurance
Microlight
hull, liability
Milkman
milkman - premises, contents, liability
Minicab
private hire taxi vehicle
Minibus
bus - vehicle damage, liability
standard, incl. hire and reward
kindergarten
Mobile home
see caravan
Mobile
electronic portable equipment
mobile phone
Model shop
premises, contents, liability
Model engineer
model engineer's household
Mortgage consultant
business to buy or sell
professional indemnity
Mosque
premises, contents, liability
Motor
see Car (motor)
Motor boat
motor boat (large)
boating holiday package
boat trader
sailing dinghy, motor boat ('small')
Motor cycle
activity holiday
breakdown
ex-offender
motor risks (damage, liability)
off-road motor cycle - equipment and liability
Motor sport
rally car road cover between events
team and company premises, equipment, liability
track day motor cover
service and support vehicle motor risks
MoT Testing Station
consequential loss
Motorhome
motorhome
Mountain bike
mountain bike insurance
Multiple
births
twins and multiple births insurance
Musical instrument
amateur
classical - professional
general - professional
pop or rock - professional
Musician
equipment - professional
equipment - amateur
loss of eye or hand
personal accident
public liability
Museum
museum - premises, contents, liability
Nail care
beauticians and nail care salon
hairdressers, beauticians and nail care consultants liability
Narrow boat
narrow boat
boat trader
National lottery
loss of staff
Nightclub
nightclub
Nurse
personal possessions
Nursery school
premises, contents, liability
Nursing home
premises, contents, liability
trustees' indemnity
warden services
Obstacle course
inflatable play equipment - hired
without operator
Office
equipment lock-down device
home office insurance
office insurance
professional indemnity
serviced office insurance
see also more specific categories
Officers (of organisations, not armed forces)
club manager's indemnity
Off-road recreational vehicle (not motor car)
establishment operator
owner of equipment
Offshore (marine)
liability
Oil rig
worker personal accident
Oil and petroleum
filling station premises, contents, liability
distributor premises, contents, liability
petrol distributor (large)
Optician
malpractice / professional indemnity
surgery
surgery at home
Orienteering
club equipment
mapper's public liability
orienteer's package
travel
Outdoor events
exhibitor
event organiser
venue supplier
over-redemption, of prizes
Paragliding
(non-motorised) equipment; parachuting equipment
Pallet checker
liability
Parachuting
beginners & charity jump, personal accident
Parent / teacher association
primary school
Patent protection
see intellectual property
Personal accident
business consequential loss
personal loss of income
Pet
dog / cat
cattery
care/groomer equipment, liability
club equipment, liability
exotic pet
kennel
pet travel package
shop contents, liability etc
trainer
Petroleum
petrol distributor - petrol filling station
petrol distributor
Photography
amateur / semi-professional
loss of eye or hand
photographic retailer
professional
photographic gallery insurance
photographic wholesaler & retailer
photolabs (mini, i.e. film processing shops)
Plastics industry
manufacturer's premises, contents, liability
Physiotherapy
sportspersons package
Pollution
consultant liability
liability (specialist contractors)
Pole joust
inflatable play equipment - hired
without operator
Port (marine) owner/operator
liability
Premises guarding
premises guarding
Printer
printer (trade)
Private investigator
private investigation services
Prize indemnity
hole-in-one
prize indemnity
roll-a-dice
over redemption
Professional driver
licence, loss of
personal accident
travel
Professional
young professional person's personal possessions
Property
property owner (commercial)
purchase/title indemnities
see also more specific categories i.e.
Flats
Property developer
archaeological discovery
Public house
public house
Publisher
libel / professional indemnity
Quad-bike
establishment operator
inflatable play equipment - hired
with operator
owner of equipment
Racing car
single seater - equipment, liability
hazardous activity personal accident
personal insurance package (amateur/spectator etc)
Recording
studio
Recruitment
recruitment agency
Redundancy
personal loss of income
Religion
celebration
funeral expenses
worship (place of)
Residents association
directors & officers
Restaurant
Chinese takeaway
restaurant
takeaway food outlet
Retail & trade associations
hardware, DIY & cook shops
Retailer (all) - schemes of general application
business combined facility
consequential loss (personal accident)
loss adjuster service
personal accident (consequential loss)
personal accident (group) facility
product guarantee/recall
see also more specific categories i.e.
takeaways
Riding school
premises, contents, liability
Risk management
risk management solutions
Roll-a-dice
roll-a-dice
Roofing
roofing contractor
tradesman's tools
Rubber
rubber manufacturer and processor
Spacecraft
component manufacturers & suppliers products liability
School
fees protection school
fees protection parent
governors' indemnity
parent / teacher association (primary)
premises, contents, liability
trustees' indemnity
Scrap metal
processor liability
Seaman
merchant seaman's package
Security
security and alarm industry
Self-drive hire
motor risks (damage, liability)
Self-employed person
tax/VAT etc inspection (fees)
see also more specific categories
employers & public liability
Serviced office
serviced office insurance
Services to intermediaries
business to buy or sell
claim damage cataloguing service
commercial quoting program (shops etc)
computer data recovery service
computer forensic investigation service
disaster plan (commercial)
disaster plan (individual items)
engineering insurance inspection and insurance
home buyer and seller legal service
household contents etc. valuation service
legal documents for sale
loss adjuster service for clients
marine surveyor/survey service
motoring detection products
private investigation services
risk management solutions
scheme design and placement
uninsured loss recovery (motor)
Ship
shipbuilder/repairer
ship agent, broker, manager professional indemnity
Shoes
shop premises, contents, liability
Shop (all) - schemes of general application
business combined facility
consequential loss (personal accident)
loss adjuster service
personal accident (consequential loss)
personal accident (group) facility
product guarantee/recall
Showman
(travelling) liability and equipment
Slide
inflatable play equipment - hired
without operator
Social
social club
funeral expenses
Solicitor
property purchase indemnities
professional indemnity
Sound recordist
amateur/semi-professional
professional (freelance), equipment
studio
travel, incl. union p.a.
Special needs
household equipment (lifts etc)
travel
wheelchair
wheelchair extended warranty
carer's public liability
Special scheme
scheme design and placement
Spectacles
spectacles
Sports club
cricket club
equipment (general)
funeral expenses
holiday, incl. team/tour
premises, contents, equipment
public and coaching liability
club premises, contents, liability (amateur)
see also more specific categories for individual
sports
Sports centre
sports centre
Sportsperson
equipment (general)
hazardous activity personal accident
motorised leisure equipment
motorsports personal package (amateur/spectator etc)
personal accident (amateur)
sportsperson's package
Stud
equestrian premises, contents, liability
Student
let property (landlord's building)
personal possessions
Surgery
surgery
surgery at home
Surveillance
surveillance services
Surf simulator
inflatable play equipment - hired
without operator
Surveyor
marine (liability)
marine surveyor professional indemnity
Takeaway
takeaway food outlet
Chinese takeaway
Takeover
defence
Tank
Tank container (equipment, liability)
Tanker
Road tanker
Tax
tax and VAT inspection
Taxi
base station liability
chauffeur driven ('executive') private hire car
employers and public liability
excess loss
loss of eye or hand
loss of use
operators' personal accident
operators' personal accident and illness
private hire taxi vehicle
personal accident (driver protection)
radio / meter
replacement income
vehicle tracking system
Technicians
film/video etc, equipment
film/video etc, travel, incl. union p.a.
Temp agency
temp agency
Terrorism
material damage and consequential loss
Thatched property
commercial
private or residential home thatch
insurance
Theatre
broadcast failure (private transmission)
technician (freelance), equipment
technician (freelance, travel
Tour operator
bond
premises, contents, liability
professional indemnity
Toy shop
premises, contents, liability
Trade mark protection
see intellectual property
Trailer
catering trailer
horse
specialist trade uses
trailer tent
Trainer
animal
Trampoline
trampoline hired without/with operator
Travel
activity/adventure
annual travel
boating holiday package
driver (professional), (annual)
foreigners' 'anywhere to anywhere'
long-term/backpacking (up to 12 months)
pet travel package
special needs
sports team/tour
technicians (/film/video etc)
UK residents' 'anywhere to anywhere'
see also more specific categories
Travel agent
premises, contents, liability
professional indemnity
Tree
tree surgeon
tradesman's tools
Trustee (professional indemnity)
charity
club
healthcare
school
Tugs (marine, harbour or deep sea)
craft
liability
Twins
twins and multiple births
insurance
Unoccupied property
commercial
private or residential
Vacant property
commercial
private or residential
Valet
(car)
Valuer
valuation service (personal / private)
Vehicle services
tuners etc
Ventilation
contractor / engineer
Veterinary practice
locum
surgery
surgery at home
Video
production company
equipment owner
recorder (personal / portable)
tape hirers (retail)
equipment hirer
technician (freelance)
travel incl. Union personal accident
Vintage car
classic motor cycle
motor risks incl. third party cover
cherished number plate
motor, high value, excl. third party cover
Warden services
warden services (healthcare etc)
Wardrobe hirer (entertainment industry)
equipment
travel, incl. union p.a.
Waste products / clearance
liability
scrap metal processor liability
waste disposal liability
Watercraft
boat trader
houseboat
yacht
personal
Weather
film etc rescheduling
still photographer
special event
Wedding
wedding insurance
wedding insurance for non UK
residents
wedding shop
Wheelchair
electric
manual
extended warranty
Wholesaler
see business (all)
Wine
wine and spirit merchant
Window cleaners
liability
Working
working men's club
Yacht
boating holiday package
yacht
boat trader
paid crew's personal package (as holiday insurance)
Zoo
public liability for collection
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