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PERSONAL
MOTOR
Private Motor- Top-up total loss insurance | Applicable to cars under 3 years old with comprehensive cover |
| Maximum value of vehicle £50,000 |
|
To pay:
(i) difference between insurer's total loss payment and replacement cost (ii) policy excess, limit £250 Subject to overall claim limit of £20,000 Replacement cost defined as: (i) for vehicle bought new or under 12 months old, replacement by equivalent new vehicle (ii) for vehicle 12 months to 3 years old, replacement by vehicle of equivalent cost to insured vehicle when new NB: Cash settlement may be available for either option, but would probably take into account dealer discounts available to scheme provider |
|
Transferable to replacement vehicle (other than in event of a claim) for the
unexpired policy period, subject to administration fee
NB: Consider cancel and replace in order to extend cover beyond original
policy period |
|
Includes vehicles purchased or leased on finance agreements, or contract hired
Important Note: Many policyholders of leased or contract hired vehicles are unaware that their standard private car policy's "New Replacement Car" clause does NOT APPLY to such vehicles making this scheme very valuable 3 year policy |
| Premium £360 per vehicle |
| Interest free monthly payment option, i.e. £10 per month per vehicle |
| Scheme available to insurance intermediaries for their own clientele |
1 This summary is representative of the cover which is available from one or more but not necessarily all of the featured administrators
2 You should check the cover offered to make sure it meets your minimum requirements
3 SISA does not 'guarantee' either the featured administrators or their cover
4 If you are unable to obtain a satisfactory response from any featured administrator you may e-mail your enquiry to info@sisa.co.uk. You will be asked to pay an enquiry charge.